Homeowners insurance is a type of property insurance that pays for losses and damages to your home if it is damaged or destroyed by fire, weather, theft, or another covered disaster. When those events happen, you’ll need to file a claim. What to consider Know when to file a claim…

Homeowners insurance is a type of property insurance that pays for losses and damages to your home if it is damaged or destroyed by fire, weather, theft, or another covered disaster. When those events happen, you’ll need to file a claim. What to consider Know when to file a claim…

In late January, a California city council voted to require gun owners to carry liability insurance, believed to be the first measure of its kind in the United States, according to the Associated Press. While gun liability policies are not required in Washington state, they have attracted attention because Commissioner…

With Gov. Inslee’s signature on legislation to modify and delay the WA Cares Fund long-term care program, some consumers may reconsider their decision to buy long-term care insurance on the private market. While we always encourage consumers to consider their options and evaluate their insurance needs, we also encourage people to weigh all of the pertinent factors when making such decisions. If you determined last October or November that a long-term care policy was the right for you, we urge you to consider the reasons you bought it before you cancel the policy — the temporary delay of the WA Cares Fund requirement is only one factor in that decision.

Although the insurance industry in Washington got a narrow and favorable court ruling about an emergency rule banning the use of credit scoring, the real question is this: Will insurers take advantage of an opportunity to do right by their policyholders? — Insurers here hiding behind their lobbyists, the American Property Casualty Insurance Association (APCIA) and the National Association of Mutual Insurance Companies (NAMIC), have been fighting to hold on to the unjust use of credit scores to determine what you pay for auto, home and renter insurance. …

Many people, including the media, have been speculating why the insurance commissioner in Washington would call out an anti-abortion law in Texas that greatly restricts women’s rights and threatens their health. There are more than a few reasons. Reason 1. Commissioner Kreidler is one of just 11 elected insurance commissioners…

A lawsuit in King County Superior Court is challenging a mental health exclusion in some travel insurance policies. — The state of Washington is challenging insurers’ practice of excluding mental health conditions in travel insurance policies, arguing that it is discriminatory. This article from USNews.com describes a few cases where consumers’ travel insurance claims were denied by Allianz for mental health reasons:

The insurance commissioner’s emergency rule temporarily banning insurers’ use of credit information took effect on June 20, 2021, and the formal rule-making process is underway. The ban applies to all private auto, homeowner, and renter insurance sold in Washington state. Now is the best time to shop for auto or…

Kreidler looks at rulemaking to prevent the practice; what homeowners should know in the meantime Washington state Insurance Commissioner Mike Kreidler is taking steps to close a little-known loophole in homeowner insurance policies but encourages homeowners to check their policies in the meantime. At issue is some insurers’ use of depreciating labor costs for homeowner insurance claims that involve repairs. Depreciation in insurance terms means…